Lender Tips

Did you know that there are hundreds of things that could potentially go wrong in your real estate transaction? In this video, I’m going to illustrate how having the right team helps you navigate the turbulence of buying a home. We’ll take a ride through the process and show you how to make a smooth landing at closing. Preparing For Take-Off Buying a house is a lot like riding in a plane—and our team is here to take you to your destination of homeownership. However, there are a few things we need to check before we get into the air. Credit report? Check. Full loan application? Check. Pay stubs, bank statements, title ordered, and appraisal ordered? Check, check, and check. Now we’re on our way to the clear to close. Underwriters and closers, prepare for take-off! With the title ordered and everything turned into underwriting, this should be a smooth ride to closing. Hitting Turbulence Once we’re in the air, it may seem like we’ll easily reach our destination. Sometimes, though, there’s turbulence. Maybe the market’s deteriorating and rates are going up—so we need to take control and lock in the rates. Or what if the borrower says she can’t find her W-2 from last year? It’s okay: the Mortgage Queen has got it. She spoke to the borrower and gave her some ideas as to where to find her W-2. Problem solved. What if the title work comes back with a tax lien that needs to be paid off? The IRS is two months behind and we need to pay it off. We had the seller fix the issue, and we’re good to go. A Smooth Landing While this was dramatized a little bit, the scenarios are real. There are hundreds of things that could potentially go wrong in your real estate transaction, and you need the right people to help you navigate the turbulence and pilot your plane. This way, you’ll have a safe, on-time landing at closing. Please choose your team wisely! We’re here to help you, so please reach out to the Mortgage Queen and I’ll be happy to connect. You can also subscribe to my channel so you never miss a video, all about mortgages and real estate. Stay tuned to see what I feature next!

Did you know that you might unknowingly be gambling with your money on a mortgage? In this video, I’m going to show you all of your options when it comes to mortgages so you don’t leave any money on the table. We’ll see how a group of gambling buddies benefited from a little advice from The Mortgage Queen when it comes to buying a house. Understand Your Options Buying a house is an exciting time, and refinancing can be equally beneficial. While it’s fine to gamble with some buddies at a poker game, one thing you don’t want to gamble with is your mortgage. That’s where I, The Mortgage Queen, can step in to help. Understanding all of your options can save money for those who like money. When you go online to look at rates, there are also fees associated with those mortgages. went online. Even if the rates seem okay, does it sound right to pay $20,000 in fees to get a loan? Unless you’re buying your own $50 million compound on a private island, that’s highway robbery. If your lender isn’t showing you all your options, that can be a huge mistake. This is exactly the reason why you need the help of The Mortgage Queen. Your Ace In The Hole While I’m fully aware that some of your friends are probably real jokers, buying a home is serious business. It’s okay to gamble with your buddies on a Saturday night, but you cannot gamble with one of the biggest purchases of your life. If you want to make a smart move in real estate, I’ll show you all your options and lay them all out on the table. When it comes to mortgages, I’m your ace in the hole. So if you’re ready to save money and get the best mortgage possible, make sure to reach out to me and I’ll be more than happy to assist you. Don’t forget to subscribe to my channel for more advice from The Mortgage Queen. Stay tuned to see what I feature next!